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Collctiv Are The Number One Alternative To PayPal Money Pools

Collctiv is the number one alternative to PayPal Money Pools. 

A bold statement right? 

Here at Collctiv, we are proud of the app that we have built. So much so that we are willing to prove to you just why we think we are the best solution to collecting group payments now that Money Pools has gone. 

I’m going to walk you through some of the more prominent issues that PayPal had. Explain why they were problems and then elaborate on how Collctiv are fixing them.


The main goal of a Group Payments feature is to create an easy way to make group payments!

Previously we’ve talked about the loss of focus being a culprit to PayPal’s demise in blogs such as ‘10 reasons why Money Pools sucked’ and ‘Money Pools is closing down'. In those, our CTO Pete Casson put forward that Money Pools was likely implemented due to customer demand and not as something PayPal really ever wished to focus on. 

As a result, it always felt pushed back and not really worthy of PayPal’s attention. And that’s because, to them, it wasn’t ever really worthy of their attention (a shame!)


Our goal of simplifying group payments is no joke. We have carefully built, reflected and deconstructed our app to purely validate this goal; any feature that doesn’t serve this mission must be stripped away or replaced. It’s as simple as that!

This is an ongoing process but the care we take in our product will always trump any efforts that PayPal had made. They elected to spread their eggs across multiple baskets; we have streamlined group payments to an art form.

Photo by Cam Morin on Unsplash


From our customer feedback, we’ve been told that Money Pools was a difficult feature to navigate. Upon creating a pool, for everyone to pay in they would require an active PayPal account. Cutting off a large portion of Contributors as a result. 


With Collctiv, Only the Organiser is required to own the pot. By downloading the app, creating a pot and sharing the link, we’ve simplified the process of contributing to a fund. Those contributing to the pot need only click on the provided link, enter their bank details and then proceed to enjoy whatever they may be collecting for. Be it group gifts, holidays or a Baseball team!

Photo by Helena Lopes on Unsplash


Since its launch in 2003, PayPal has risen to become an industry giant in the payments sector. Their evolution takes form across a plethora of features including swanky banking features and of course MoneyPools. Last year PayPal grossed 3,024 billion in the last quarter, currently sitting at 134 on the fortune 500 list.

While the statistics are undeniably impressive, you cannot conjure up those kinds of numbers without a streamlined focus on the monetisation of customers.

Ultimately, that’s where MoneyPools suffered, having never been designed with the respect it was owed. Instead, serving as a human funnel pointed towards the more profitable areas of their platform. 

In short, PayPal will always treat customers as commodities, letting potential value in their features slip away as a consequence.  


So, let’s retrace our steps to answer the ludicrous opening statement. 

Why are Collctiv the number one alternative to PayPal Money Pools? 

Well, as we found out, PayPal were able to string a lot of customers along regarding their product. Poor design and lack of focus left a lot of people disillusioned with a feature that was set to offer so much. 

Where Collctiv makes the difference is their transparency and commitment to providing a group payments system; not just an additional element to an already popular application. An afterthought if you will? 

And where do Collctiv stand amongst the competitors also trying to break the field? 

Obviously, we think right at the very echelons, but we understand that our word alone won’t entirely swing it. So instead we invite you to download our free app and see for yourself why we think headaches surrounding group pay are now firmly a relic of the past!

You see? Total transparency! 

Photo by Roman Kraft on Unsplash

Tired of being left out of pocket? It’s free to download our app! Click here for the app store or alternatively, here for google play!

Furthermore, check out our website for more information; more blog content. Including our take on why we are the best alternative to PayPal Money Pools.

Photo by Jakub Żerdzicki on Unsplash
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