Collctiv Logo. Group Payments. Sorted.

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But don't worry! You can still turn those I.O.Us into cash by clicking the button below.
Rated 4.8 stars on the App Store
If we can help with anything, or if you just want to chat, get it touch with us at 😊
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Used by the teams at
We've already helped over 500,000 groups chip in £20m+ into money pools.
...and we're just getting started.
Chipped in
Collect money from your friends like a boss!
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Be the hero
Want to not be left out of pocket? Make it easy for everyone to chip in to your money pool - 94% of contributors are likely or extremely likely to recommend us to their friends.
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Be in control
Keep things well organised with different pots, simple messages on payments, and clear totals. When you're responsible for other peoples' money, you want to know what's what.
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Be an organiser
Use Collctiv to create money pools for just about anything! Meaningful group gifts, that trip of a lifetime you've all been meaning to take, or even to get up close and sweaty with your fellow sport-ees.
How does a Collctiv Money Pool work?
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Download the app
Create a money pool in less than 10 seconds. Each pool has a unique link and QR code.
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Share anywhere
WhatsApp, Facebook Messenger, text, email, carrier pigeon, printed out QR sellotaped to the back of a tortoise... (ok, so we don't recommend that last one).
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Share anywhere
WhatsApp, Facebook Messenger, text, email, carrier pigeon, printed out QR sellotaped to the back of a tortoise... (ok, so we don't recommend that last one).
Finger tapping
Tap to pay
Your friends simply tap or scan to pay with their Apple/Google pay or their card.
No app to download.
No banking to do.
No excuses!
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It's free. Seriously.
I know, how can that be true?
Well, we give you and your group the option to leave us a donation if you can. But you're totally free not to :)
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Unlimited money pools
Use Collctiv to collect money for all the different things you organise in your life.
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Complete control
Set deadlines if you like, or pop a target on if you're trying to hit a certain amount. It's up to you, we're not your parents.
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Only pay if you want to
We think our service is pretty good, but if you don't think so, don't pay us - makes sense to us!
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Never be out of pocket again
We've removed every last excuse your mates might have to not chip in. You deserve to not be left with the bill!
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Simple, practical interface
Because no-one likes to feel like their little sister built them a payments app for a school project...
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Totally secure
We use the highest levels of authentication on payments (3D secure, if you're wondering). Doubt your bank does. #justsayin
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Manage your group
Contributors can leave little messages on their payments so you know exactly what they're paying for.
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Automated email receipts
Because we wouldn't expect you to email everyone yourself each time they paid... that would just be weird.
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Support and maintenance
Chat with us via live chat (please, we love to chat!) or visit the knowledgebase for a variety of tips.
No strings
(or cookies) attached.
If we can't help you collect money from friends, delete the app for goodness sake. Ain't nobody got the space for useless apps on their phones these days.
Commonly Asked Questions
Why should I download your app? What makes you so special?
Our whole purpose is to make it easy for you to collect money from your friends. We know how annoying it is, when you've gone to all the hard work of researching that perfect gift for a colleague, or intricately planning that trip of a lifetime for all your pals, AND PEOPLE DON'T PAY UP. 🤬 I mean, it's beyond rude, really. And each time, they swear down they'll pay you back (they never do), or they'll buy you a drink (still kinda thirsty over here), or they'll plan the next do (yeah, right, course you will, Dave). It's not that our friends and family are inherently bad people (at least, we don't think they are 🤔), but there's something that stops them putting their hand in their proverbial pocket and handing over the dough. Collctiv was started by a self-confessed Organiser, after being left out of pocket one too many times 🙋 We are built for one thing, and one thing only: to make sure you that you get the money you need for the thing you're planning for your group to go ahead! 🕺
Who are you guys anyway?
We're Collctiv, a friendly bunch based in the UK 🇬🇧 We're a FinTech company, which simply means we use state-of-the-art financial technology 🤓 to make it easier for you to split payments with your friends. More specifically, we make it easier for you to collect money upfront from your group, so you don't have to pay out for people, crossing your fingers 🤞 and hoping they pay you back. Our founders are Amy Whitell (CEO) and Pete Casson (CTO), who between them have over 30 years experience building technologies and businesses that have real impact on people's lives. More importantly, Pete (a Contributor) used to owe Amy (an Organiser) money all of the time. Nowadays he has no excuse, and everything is right with the world 😌
What happens if I don't download this app, like, right now?
You'll make us cry 🥺 Only joking. Well, a couple of things. Firstly, if you've had the misfortune to be using PayPal Money Pools, you're about to lose all of your pools and nicely segregated money collections once PayPal close the service on 9th November 2021 😖 Secondly, your social life will only continue to become more and more of a pain in the arse to organise as more and more friends owe you money. Your bank balance will dwindle as you continue to pick up the tab, until eventually you'll become trapped in a never-ending cycle of debt and eventual homelessness. (Disclaimer, we can't accurately predict the future 🔮) Thirdly, the next time someone says to you 'yeah, I'll get that money over to you asap' and you have to pay for them, you'll be kicking yourself. In your own face 🤦
Am I signing away my soul in any sort of way (a.k.a. are there any long term contracts or commitments)?
Nope! You agree to the Ts & Cs on signup, and then effectively again each time you use the service. You can withdraw your money and delete the app any time you like. (Please don't though, we'd be rather sad 😢) You can view our full terms and legally bits here.
How can I get help if I need it?
We like to think of ourselves as a helpful bunch. We've built this app to help you collect money from your friends, and to help your friends to chip in to your money pools more easily. And if you are having any issues at all, we'd love to help! In fact, we relish the challenge 💪 You can reach us via:
  1. Live chat on the app or site, during UK working hours of 9-5pm;
  2. Email:;
  3. Contact us form on our site
Are you guys regulated and compliant?
Yes we are. Collctiv is a company registered in England and Wales under company registration number 11783005. We use Stripe to process all payments and identity checks, and they are regulated by the Financial Conduct Authority under licence number 900461.
Once I've collected money in my money pool, how do I spend it?
Great question! At the moment, you will need to withdraw the funds from your money pool into to you bank account, which is a simple process you can do on the app. We are working on a ***TOP SECRET*** way to let you pay for things directly from your money pool, and bypass the bank entirely! Because, who needs banks?! 🤘 Wanna be one of the first to try this out? Drop us an email via this link and we'll add you to the waiting list. Oooooh.
Let's go!
Start using Collctiv now for free!