Collctiv Logo. Group Payments. Sorted.

Looking for a great
January sale?

Get 20% off gift cards for big name brands.
Simply download the Collctiv app and purchase a gift card using discount code JAN23 to redeem your 20% discount.
*The offer is available on the Collctiv iOS app only
Get started
This offer is valid for a limited time only and applies to any gift card purchased through the Collctiv app. The discount of 20% is limited to a maximum of £20.

Want to find out more?
Get in touch with our lovely support team or email us at 😀
Rated 4.8 stars on the App Store
It's free. Seriously.
I know, how can that be true?
Well, we give you and your group the option to leave us a donation if you can. But you're totally free not to :)
Let's go!
Download the Collctiv app and claim your 20% discount using discount code JAN23
Get the app
Commonly Asked Questions
Why should I download your app? What makes you so special?
Our whole purpose is to make it easy for you to collect money from your friends. We know how annoying it is, when you've gone to all the hard work of researching that perfect gift for a colleague, or intricately planning that trip of a lifetime for all your pals, AND PEOPLE DON'T PAY UP. 🤬 I mean, it's beyond rude, really. And each time, they swear down they'll pay you back (they never do), or they'll buy you a drink (still kinda thirsty over here), or they'll plan the next do (yeah, right, course you will, Dave). It's not that our friends and family are inherently bad people (at least, we don't think they are 🤔), but there's something that stops them putting their hand in their proverbial pocket and handing over the dough. Collctiv was started by a self-confessed Organiser, after being left out of pocket one too many times 🙋 We are built for one thing, and one thing only: to make sure you that you get the money you need for the thing you're planning for your group to go ahead! 🕺
Who are you guys anyway?
We're Collctiv, a friendly bunch based in the UK 🇬🇧 and the US 🇺🇸 We're a FinTech company, which simply means we use state-of-the-art financial technology 🤓 to make it easier for you to split payments with your friends. More specifically, we make it easier for you to collect money upfront from your group, so you don't have to pay out for people, crossing your fingers 🤞 and hoping they pay you back. Our founders are Amy Whitell (CEO) and Pete Casson (CTO), who between them have over 30 years experience building technologies and businesses that have real impact on people's lives. More importantly, Pete (a Contributor) used to owe Amy (an Organiser) money all of the time. Nowadays he has no excuse, and everything is right with the world 😌
What happens if I don't download this app, like, right now?
You'll make us cry 🥺 Only joking. Your social life will only continue to become more and more of a pain in the arse to organise as more and more friends owe you money. Your bank balance will dwindle as you continue to pick up the tab, until eventually you'll become trapped in a never-ending cycle of debt and eventual homelessness. (Disclaimer, we can't accurately predict the future 🔮) Also, the next time someone says to you 'yeah, I'll get that money over to you asap' and you have to pay for them, you'll be kicking yourself. In your own face 🤦
Am I signing away my soul in any sort of way (a.k.a. are there any long term contracts or commitments)?
Nope! You agree to the Ts & Cs on signup, and then effectively again each time you use the service. You can withdraw your money and delete the app any time you like. (Please don't though, we'd be rather sad 😢) You can view our full terms and legally bits here.
How can I get help if I need it?
We like to think of ourselves as a helpful bunch. We've built this app to help you collect money from your friends, and to help your friends to chip in to your money pools more easily. And if you are having any issues at all, we'd love to help! In fact, we relish the challenge 💪 You can reach us via:
  1. Live chat on the app or site, during UK business hours of 9-5pm GMT;
  2. Email:;
  3. Contact us form on our site
Are you guys regulated and compliant?
Yes we are. Collctiv is a company registered in England and Wales under company registration number 11783005. We use Stripe to process all payments and identity checks, and they are regulated by the Financial Conduct Authority under licence number 900461.
Once I've collected money in my money pool, how do I spend it?
Great question! You can do one of three things with your collected money:
1. Spend it on one of our fabulous gift cards!
2. Send it on to someone else, or
3. Withdraw it to your bank (boring...)
We've already helped over 500,000 groups chip in £20m+ into money pools.
...and we're just getting started.
Chipped in